@techreport{oai:repository.dl.itc.u-tokyo.ac.jp:00042201,
 author = {Sugawara, Shinya and Omori, Yasuhiro},
 month = {Apr},
 note = {application/pdf, 本文フィルはリンク先を参照のこと},
 title = {An Econometric Analysis of Insurance Markets with Separate Identification for Moral Hazard and Selection Problems},
 year = {2012}
}