@techreport{oai:repository.dl.itc.u-tokyo.ac.jp:00042229, author = {Sugawara, Shinya and Omori, Yasuhiro}, month = {Mar}, note = {application/pdf, 本文フィルはリンク先を参照のこと}, title = {An Econometric Analysis of Insurance Markets with Separate Identification for Moral Hazard and Selection}, year = {2013} }