@techreport{oai:repository.dl.itc.u-tokyo.ac.jp:00042430,
 author = {Miwa, Yoshiro and J., Mark  Ramseyer},
 month = {Oct},
 note = {application/pdf, 本文フィルはリンク先を参照のこと},
 title = {Trade Credit, Bank Loans, and Monitoring : Evidence from Japan},
 year = {2005}
}