@techreport{oai:repository.dl.itc.u-tokyo.ac.jp:00052160, author = {Fujiki, Hiroshi}, month = {Sep}, note = {Publisher's another name: JSPS Grants-in-Aid for Scientific Research (S) Central Bank Communication Design, JEL Classification Numbers: D14; G11; G20}, title = {Who Needs Guidance from a Financial Adviser? Evidence from Japan}, year = {2019} }