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As a result, thepresent regulation appears to be sufficiently competitive, even as compared with other states. The scheme to cope with bank failures and prevent them from triggering a systemic crisis has also been developed. However, judging from a survey among borrowers, the banking industry has not become so competitive as to enable borrowers to benefit from the competition yet. One of the reasons may lie in the fact that the asymmetry of information between a lender and a borrower hampers a lender from assuming risks that it cannot control or observe. An arrangement to address this issue, such as the use of covenants in rendering a credit, may be useful in this regard.", "subitem_description_type": "Abstract"}]}, "item_4_full_name_3": {"attribute_name": "\u8457\u8005\u5225\u540d", "attribute_value_mlt": [{"nameIdentifiers": [{"nameIdentifier": "107846", "nameIdentifierScheme": "WEKO"}], "names": [{"name": "Kozuka, Souichirou"}]}]}, "item_4_publisher_20": {"attribute_name": "\u51fa\u7248\u8005", "attribute_value_mlt": [{"subitem_publisher": "\u6771\u4eac\u5927\u5b66\u793e\u4f1a\u79d1\u5b66\u7814\u7a76\u6240"}]}, "item_4_source_id_10": {"attribute_name": "\u66f8\u8a8c\u30ec\u30b3\u30fc\u30c9ID", "attribute_value_mlt": [{"subitem_source_identifier": "AN00108966", "subitem_source_identifier_type": "NCID"}]}, "item_4_source_id_8": {"attribute_name": "ISSN", "attribute_value_mlt": [{"subitem_source_identifier": "03873307", "subitem_source_identifier_type": "ISSN"}]}, "item_4_subject_15": {"attribute_name": "\u65e5\u672c\u5341\u9032\u5206\u985e\u6cd5", "attribute_value_mlt": [{"subitem_subject": "300", "subitem_subject_scheme": "NDC"}]}, "item_4_text_21": {"attribute_name": "\u51fa\u7248\u8005\u5225\u540d", "attribute_value_mlt": [{"subitem_text_value": "Institute of Social Science, The University of Tokyo"}]}, "item_4_text_34": {"attribute_name": "\u8cc7\u6e90\u30bf\u30a4\u30d7", "attribute_value_mlt": [{"subitem_text_value": "Departmental Bulletin Paper"}]}, "item_4_text_4": {"attribute_name": "\u8457\u8005\u6240\u5c5e", "attribute_value_mlt": [{"subitem_text_value": "\u4e0a\u667a\u5927\u5b66"}]}, "item_creator": {"attribute_name": "\u8457\u8005", "attribute_type": "creator", "attribute_value_mlt": [{"creatorNames": [{"creatorName": "\u5c0f\u585a, \u8358\u4e00\u90ce"}], "nameIdentifiers": [{"nameIdentifier": "107845", "nameIdentifierScheme": "WEKO"}]}]}, "item_files": {"attribute_name": "\u30d5\u30a1\u30a4\u30eb\u60c5\u5831", "attribute_type": "file", "attribute_value_mlt": [{"accessrole": "open_date", "date": [{"dateType": "Available", "dateValue": "2017-06-26"}], "displaytype": "detail", "download_preview_message": "", "file_order": 0, "filename": "KJ00004192070.pdf", "filesize": [{"value": "1.3 MB"}], "format": "application/pdf", "future_date_message": "", "is_thumbnail": false, "licensetype": "license_free", "mimetype": "application/pdf", "size": 1300000.0, "url": {"label": "KJ00004192070.pdf", "url": "https://repository.dl.itc.u-tokyo.ac.jp/record/17245/files/KJ00004192070.pdf"}, "version_id": "5e1b0790-9182-46e4-8ae2-841137606cfd"}]}, "item_keyword": {"attribute_name": "\u30ad\u30fc\u30ef\u30fc\u30c9", "attribute_value_mlt": [{"subitem_subject": "\u9280\u884c\u898f\u5236", "subitem_subject_scheme": "Other"}, {"subitem_subject": "\u7af6\u4e89\u539f\u7406", "subitem_subject_scheme": "Other"}, {"subitem_subject": "\u5065\u5168\u6027\u898f\u5236", "subitem_subject_scheme": "Other"}, {"subitem_subject": "\u60c5\u5831\u306e\u504f\u5728", "subitem_subject_scheme": "Other"}, {"subitem_subject": "\u30b3\u30d9\u30ca\u30f3\u30c4", "subitem_subject_scheme": "Other"}]}, "item_language": {"attribute_name": "\u8a00\u8a9e", "attribute_value_mlt": [{"subitem_language": "jpn"}]}, "item_resource_type": {"attribute_name": "\u8cc7\u6e90\u30bf\u30a4\u30d7", "attribute_value_mlt": [{"resourcetype": "departmental bulletin paper", "resourceuri": "http://purl.org/coar/resource_type/c_6501"}]}, "item_title": "90\u5e74\u4ee3\u306e\u91d1\u878d\u6cd5\u5236\u6539\u9769\u306b\u3088\u308b\u7af6\u4e89\u7684\u306a\u5e02\u5834\u306e\u5b9f\u73fe", "item_titles": {"attribute_name": "\u30bf\u30a4\u30c8\u30eb", "attribute_value_mlt": [{"subitem_title": "90\u5e74\u4ee3\u306e\u91d1\u878d\u6cd5\u5236\u6539\u9769\u306b\u3088\u308b\u7af6\u4e89\u7684\u306a\u5e02\u5834\u306e\u5b9f\u73fe"}]}, "item_type_id": "4", "owner": "1", "path": ["55/864/962/968", "9/504/867/964/969"], "permalink_uri": "http://hdl.handle.net/2261/15426", "pubdate": {"attribute_name": "\u516c\u958b\u65e5", "attribute_value": "2008-09-19"}, "publish_date": "2008-09-19", "publish_status": "0", "recid": "17245", "relation": {}, "relation_version_is_last": true, "title": ["90\u5e74\u4ee3\u306e\u91d1\u878d\u6cd5\u5236\u6539\u9769\u306b\u3088\u308b\u7af6\u4e89\u7684\u306a\u5e02\u5834\u306e\u5b9f\u73fe"], "weko_shared_id": null}