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「貸し渋り」・「借り渋り」と「信用保証」 : 1998.10 ～ 2001.3 の特別信用保証を中心に
http://hdl.handle.net/2261/35722
http://hdl.handle.net/2261/3572210f5dce8-4d60-4854-bd5f-a404bea157e4
| Item type | テクニカルレポート / Technical Report(1) | |||||
|---|---|---|---|---|---|---|
| 公開日 | 2013-05-31 | |||||
| タイトル | ||||||
| タイトル | 「貸し渋り」・「借り渋り」と「信用保証」 : 1998.10 ～ 2001.3 の特別信用保証を中心に | |||||
| 言語 | ||||||
| 言語 | jpn | |||||
| 資源タイプ | ||||||
| 資源 | http://purl.org/coar/resource_type/c_18gh | |||||
| タイプ | technical report | |||||
| アクセス権 | ||||||
| アクセス権 | metadata only access | |||||
| アクセス権URI | http://purl.org/coar/access_right/c_14cb | |||||
| その他のタイトル | ||||||
| その他のタイトル | Credit Guarantee Policy [shin'yo hosho seido] for Small Businesses in Japan, with Reference to "the Special Credit Guarantee Policy" during 1998.10～2001.3 | |||||
| 著者 |
三輪, 芳朗
× 三輪, 芳朗 |
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| 著者別名 | ||||||
| 識別子Scheme | WEKO | |||||
| 識別子 | 96687 | |||||
| 姓名 | Miwa, Yoshiro | |||||
| 著者所属 | ||||||
| 著者所属 | 東京大学大学院経済学研究科 | |||||
| 抄録 | ||||||
| 内容記述タイプ | Abstract | |||||
| 内容記述 | The Japanese government, in collaboration with local governments, guarantees the credit of small businesses. During the last decade, it spent annually an average of 2 billion US dollars under these programs. In addition, during the last stage of the Japan's "financial crisis" (Oct. 1998-Mar. 2001), it spent another 20 billion dollars for "the Special Credit Guarantee Policy." // The "credit guarantee" policy began in 1937 as a policy of the Tokyo metropolitan government, and expanded into a national program during the 1950s. During the 1990s recession, it expanded further, and became a central part of the government's small business policies. // This paper investigates three questions. First, what is the raison d'etre, necessity, and importance of the policy? Second, how effectively and efficiently has it achieved its apparent objective? Third, how appropriate is the policy actually adopted? // I find that the credit guarantee policies are unnecessary, distort resource allocation, and slow market mechanisms. The policies promise 100% "credit guarantee" at approximately 1% annually of the loan volume. In pouring huge amount of money into the program, however, the government creates a wide variety of undesirable side effects. I add suggestive answers to the questions of "why the policy has survived so long? ", "why has it expanded so heavily?", "who supported it?", and "who benefits from it?" | |||||
| 内容記述 | ||||||
| 内容記述タイプ | Other | |||||
| 内容記述 | 本文フィルはリンク先を参照のこと | |||||
| 書誌情報 |
Discussion paper series. CIRJE-J 巻 CIRJE-J-217, 発行日 2010-03 |
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| 書誌レコードID | ||||||
| 収録物識別子タイプ | NCID | |||||
| 収録物識別子 | AA11451834 | |||||
| フォーマット | ||||||
| 内容記述タイプ | Other | |||||
| 内容記述 | application/pdf | |||||
| 日本十進分類法 | ||||||
| 主題Scheme | NDC | |||||
| 主題 | 338 | |||||
| 出版者 | ||||||
| 出版者 | 日本経済国際共同センター | |||||
| 出版者別名 | ||||||
| Center for International Research on the Japanese Economy | ||||||
| 関係URI | ||||||
| 識別子タイプ | URI | |||||
| 関連識別子 | http://www.cirje.e.u-tokyo.ac.jp/research/dp/2010/2010cj217ab.html | |||||
